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Planning Ahead

Through the generations, we pass down more than recipes; we pass down traditions. Though we didn’t have a choice about how we came into this world, we can make a plan for how we leave. By pre-planning your funeral, you can make sure that your family understands your wishes so, rather than leaving them with questions, you leave them with memories.

Planning for a Funeral While Planning for Retirement

Pre-planning final arrangements is sometimes handled as the final frontier of retirement planning. It is one of the greatest gifts you can give your family and loved ones.

Retirement planning takes into account hopes and dreams as well as the unknown. It explores what kind of retirement a person or couple wants to enjoy as well as some planning for unexpected circumstances such as a stock market drop, sickness or injury. Once those have been planned for, some people choose to make the caring decision to plan for their ultimate demise. This plan will assuredly ease what is a stressful situation for families and loved ones.

Planning Ahead is an Ongoing Conversation

Pre-planning your end-of-life arrangements is often an ongoing conversation. It doesn’t typically happen all at once because you probably haven’t spent a lot of time thinking about your final wishes before now.

Perhaps you need to start with determining whether you want a burial or a cremation. Then, you can work through what you want your funeral or memorial service to look like. And then, what kind of tributes you want to celebrate your life: whether those are speakers at the services, or mementos on display.


Compare costs today. Get an estimate for funeral or cremation costs in minutes.

Family discussion about death

Do I have to Pay When I Pre-Plan?

You do not have to pay to pre-plan or pre-arrange your funeral. However, there are good reasons to consider doing so. For example, by pre-paying for your funeral arrangements, you can lock in today’s pricing. If you’re planning for a funeral in 20 years or more, that may be a savvy move.

There are three main methods of pre-paying for your final arrangements. Full pre-payment is always available. However, families may choose to pay over time through a personalized payment plan. Or, they may use the death benefit of an existing insurance policy. There are pros and cons for each option and the right one for you will depend on your personal situation. Our counselors would be happy to discuss your options and their implications.

Personal and Estate Settlement Services

This service is available for all families. Estate and identity theft prevention experts provide fast, convenient guidance with families through a range of post-death needs.

Planning Ahead - Phaneuf
Funeral preplanning webinar

Explore our free funeral pre-planning webinar

Let your wishes be known, eliminate financial uncertainty and gain peace of mind.