Free estate planning seminar Oct. 6

We’re presenting the popular Funeral and Estate Planning Seminar, where you’ll learn about the benefits of planning for your funeral or cremation as well as  protecting your future with proper estate planning, wills and trusts, and Medicaid issues.

Buddy Phaneuf, president of Phaneuf Funeral Homes and Crematorium, and Estate Attorney Frank Mesmer will present the seminar. The event provides an opportunity to get the answers you need to help you and your family members make important decisions.

• DATE: Thursday, October 6
• TIME: 3 – 4:30 p.m.
• LOCATION: Phaneuf Funeral Homes & Crematorium, 243 Hanover St., Manchester, NH 03104
• RSVP: 603-625-5779

Considering preplanning and estate planning is the first step in ensuring that all of your final wishes will be fulfilled. It can eliminate the financial burden that a funeral might pose on your family and provides you and your family with the peace-of-mind  knowing that everything has been “taken care of.” It’s the best gift you can leave your loved ones.

Estate planning 101

Estate planning is where you assign and make your wishes known to your lawyer, who serves as your legal guide. Your estate plan typically begins with checking your assets, including investments, saving, insurance, real estate property and business interests.

Creating estate plans will prevent any disputes and unfair distribution of final assets. It also lays out your true intentions and dispels conflicts when you are gone.

Reasons for planning a funeral

Funeral pre-planning will ease the burden on your family once you are gone. It’s an important yet often-forgotten component of retirement planning. Making end-of-life arrangements with one of our funeral directors ensures your wishes for your services and final disposition will be known and followed. Then, you have the option of paying for your services in one lump sum, or you can use a payment plan to pay over a chosen time period.

Benefits of funeral planning

When your arrangements are made and paid for, they cannot be changed after you’re gone. (You can still update your wishes and arrangements while you are alive.) Unless this is stipulated in your arrangements,your family cannot alter your plan after you have passed. 

Also, once your arrangements are paid for, that price is locked in and does not change, even if you thrive for several more decades. You won’t – and your family won’t – owe any more money. There is a guarantee fee to lock in the price. (Your family may owe for third-party items that increase, such as cemetery fees or obituary costs.)

The goal of planning ahead is to ease the burden on  family by making some important decisions before someone passes, and this upcoming seminar will include lots of information on how to achieve that goal. Seating for the seminar is limited to 50 participants. Please call 603-625-5779 to RSVP.